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33 states and the District of Columbia have won waivers from the No Child Left Behind Law, and a clutch of other states have applications for waivers pending. But federal education officials have denied California's application -- meaning the state has to keep trying to meet the goals of a program many have strong doubts about. Reporter: Adolfo Guzman-Lopez
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Tomorrow, the California Homeowner Bill of Rights goes into effect. The package of laws is expected to strengthen law enforcement's hand against a variety of scams. But consumer advocates say some banks are bad actors, too. Reporter: Rachael Myrow
With a flip of the calendar, hundreds of thousands of Californians will begin paying more for their health insurance. Several insurers are planning double-digit rate increases in 2013. Reporter: Mina Kim
End Music: "The Lovecats" by the Vitamin String Quartet, from the album "String Quartet Tribute to The Cure"